Declaration from loans to own a mortgage application

Declaration from loans to own a mortgage application

To find out exactly how much you owe, have a look at ‘Mijn schulden’ during the Mijn DUO. Discover announcements about your financial obligation lower than ‘Mijn berichten’. These could become posted out. If you’d like an announcement from personal debt getting a mortgage application or income tax come back, in many cases all the details from inside the Mijn DUO will do.

In the Netherlands, your scholar personal debt otherwise lifelong training borrowing are taken into consideration whenever calculating just how much you could potentially acquire having a mortgage. Most lenders thus wanted proof which – especially, the amount of the modern debt. DUO has conformed which have loan providers you could promote you to research because of the submitting this new alerts given at the outset of their fees phase, stating exactly how much you need to repay each month. You’ll find this alerts into the Mijn DUO, significantly less than ‘Mijn berichten’.

And that notice you need to fill out relies on in the event the fees stage began. If it is ahead of 2017, then you certainly acquired new notice during the January of the year when you look at the which your own repayment phase started. In the event it was through the or just after 2017, your gotten they 8 weeks before the start of your own payment stage. That’s always for the Oct otherwise November. Are you paying down an effective lifelong understanding borrowing from the bank? Your obtained the fresh alerts from inside the January, following end of one’s lifelong understanding credit.

When you are struggling to get the notification for the Mijn DUO, you might request a copy playing with our on the internet contact form. You will discovered this by blog post contained in this two weeks.

Most money

Have you produced voluntary a lot more money? Sometimes, home loan company keep this in mind whenever calculating how much cash you can use. Eg, because it has actually shorter their left month-to-month instalments or because you enjoys eliminated your debt completely. Because the facts, you need to use the fresh new confirmation you received once we processed their voluntary fee. And/or California loans alerts saying your own less monthly instalment. For folks who paid down by top, you will want to found which contained in this step 3 business days. Or even, it takes doing 14 days.

If you like a detailed declaration from personal debt, we are able to e-send it to you towards consult. But this can be merely you’ll when you have joined a valid e-send target inside the Mijn DUO. To safeguard your privacy, we simply cannot elizabeth-mail notifications, messages and other records. Plus, your own consult need certainly to come from the newest age-send target entered during the Mijn DUO.

In order to request a complete report of obligations, explore all of our on the internet contact page. Depending on your position, you will get the following pointers:

  • the amazing obligations equilibrium in the beginning of the cost stage.
  • your existing financial obligation equilibrium, along with attention accumulated.
  • your rate of interest and its particular period of validity.
  • new quantities of any additional costs made in addition to their well worth times.
  • your dated and the brand new month-to-month instalments, and their doing times.
  • the remainder name of loans.
  • verification away from complete payment.

Annual statement to own Dutch taxation authorities

Most of the time, you do not need in order to declare your own outstanding scholar loans whenever processing a taxation get back about Netherlands. Therefore, we do not send you an annual report as the basic. If you do need to know your existing personal debt balance, you’ll find it during the Mijn DUO significantly less than ‘Mijn schulden’. And you will significantly less than ‘Schuldhistorie’ there clearly was the new quantity your owed for the 29 December from prior ages.

Do you really reside in the fresh new Dutch Caribbean? And possess your paid off your pupil obligations? Then you will receive an annual declaration.

  • extent the is more than € step three,2 hundred if you find yourself unmarried or higher than € 6,400 when you have somebody, and you may
  • your own assets within the Field step three (savings and you will assets) meet or exceed new difference threshold. In 2021 that is € fifty,one hundred thousand for unmarried people otherwise € 100,100 getting lovers, into site big date getting .

You don’t need to county the college student fund because money when your file an income tax get back. We can, yet not, give you a public transport declaration if you like it to have their report.

When you’re not able to log into Mijn DUO, play with the online contact form rather to ask for your yearly report.

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